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Are You Eligible for Medicare?
Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.
If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).
Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:
* You already get retirement benefits from Social Security or the Railroad Retirement Board.
* You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
* You or your spouse had Medicare-covered government employment.
If you are under 65, you can get Part A without having to pay premiums if
* You have received Social Security or Railroad Retirement
* Board disability benefit for 24 months. You are a kidney dialysis or kidney transplant patient.
While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.
Have questions? Give us a call and let us help you with your Medicare Health insurance needs.
By contacting the phone number on this website you will be directed to a licensed agent.
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We do not offer every plan available in your area. Currently we represent ten organizations which offer 79 products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
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